body {
background: #bccddc;
margin: 0;
padding: 0; 
font: 12px Verdana, Helvetica, sans-serif;
color: #555;
text-align: center;
}


/* ------------ Begin Layout Styles ------------- */

#container {
	background: #fff url(images/container_bg.gif) no-repeat top right;
	margin-top: 7px;
	margin-left:auto;
	margin-right:auto;
	width:960px;
	hight: 100%;
	text-align: left;
	position: relative;
	background-repeat: no-repeat;
	padding-top: 6px;
	padding-right: 17px;
	padding-bottom: 0px;
	padding-left: 11px;
}

#topbar {
	margin: 0;
	height: 87px;
	padding-top: 12px;
	padding-right: 0px;
	padding-bottom: 14px;
	padding-left: 0px;
}

#logo {
	padding: 0;
	width: 157px;
	height: 87px;
	float: left;
	background-image: url(images/logo.png);
	background-repeat: no-repeat;
	background-position: left top;
	margin-top: 2px;
	margin-right: 0;
	margin-bottom: 0;
	margin-left: 0;
}

#toputility {
	margin: 0;
	float: right;
	width: 400px;
	text-align: right;
}

#toputility img {
margin-top:12px;
margin-bottom:10px;
margin-right:0px;
margin-left:10px;	
}

#topnav {
	background: #99bbdd;
	height: 45px;
	width: 960px;
}

#body {
	padding: 0;
	margin: 0;
	width: 960px;
}

#mainbody {
	padding: 0;
	margin: 0;
	width: 810px;
	float: left;
}

#feature {
	background: #d7e4ef url(images/family.jpg) no-repeat;
	height: 314px;
	width: 617px;
	padding: 0;
	margin-top: 0;
	margin-right: 96px;
	margin-bottom: 0;
	margin-left: 95px;
}

#applynow { 	
}

#content {
	margin: 0;
	padding: 20px;
	width: 770px;
}

#footer {
padding: 10px;
margin: 0 20px;
border-top: 2px dotted #bbb;
}

#footernav {
padding: 5px 10px 10px 10px;
text-align: center;
}

#footertrust {
	background: url(images/equal_housing.gif) no-repeat top left;
	height: 26px;
	margin-top: 10px;
	margin-right: 0;
	margin-bottom: 10px;
	margin-left: 0;
	padding-top: 0;
	padding-right: 175px;
	padding-bottom: 0;
	padding-left: 0;
	text-align: center;
}

#rightbar {
padding: 0;
margin: 0;
width: 150px;
float: right;
}

#signup {
background: #ecedf2;
padding: 0;
margin: 0;
border-left: 1px solid #e0e0e0;
border-right: 1px solid #e0e0e0;
}

* html #signup { margin-top: -3px;}

#testimonials {
padding: 0;
margin: 0;
background: #fff;
border-left: 1px solid #e0e0e0;
border-right: 1px solid #e0e0e0;
}

* html #testimonials { margin-top: -3px;}


/* ------------ Begin List Styles ------------ */


#toputility ul { margin: 7px 0 0 148px; padding: 0;}
#toputility li { display: inline; list-style: none;}
#topnav ul { margin: 0; padding: 0;}

#topnav li {
margin: 1px 0 0 0;
padding: 0;
float: left;
display: inline;
list-style: none;
height: 30px;
line-height: 132%;
}

* html #topnav li { margin-top: 0;}

#feature ul { margin: -3px 0 2px 430px; padding: 0;}

#feature li {
display: block;
list-style: none;
padding: 0;
margin: -1px 0;
}

#footernav ul { margin: 0; padding: 0;}
#footernav li { display: inline; list-style: none;}


/* ------------ Begin Link Styles ------------ */


#logo a {
	width: 160px;
	height: 92px;
	overflow: hidden;
	position: absolute;
	top: 18px;
	left: 11px;
}

#applynow a {
	width: 332px;
	height: 77px;
	overflow: hidden;
	position: absolute;
	top: 382px;
	left: 108px;
}

#toputility, #toputility a {
font: 12px Verdana;
color: #013387;
font-weight: bold;
text-decoration: none;
}

#toputility a:hover { color: #333;}

#topnav a {
margin: 0;
padding: 3px 14px 4px 14px;
background: #013387;
font: 11px Verdana;
font-weight: bold;
color: #fff;
text-decoration: none;
}

* html #topnav a { padding: 5px 14px;}
#topnav a:hover { background: #99bbdd;}
#topnav li.blog a { margin: 0; padding: 3px 16px 4px 26px; background: #013387; font: 11px Verdana; font-weight: bold; color: #fff; text-decoration: none;}
* html #topnav li.blog a { padding: 5px 16px;}
#topnav li.blog a:hover { background: #99bbdd;}
#feature a { font-size: 12px; color: #013387;}
#content a { color: #013387;}
#content a:hover { font-weight: bold;}
#content h3 a { color: #555; text-decoration: none;}
#footer, #footer a { color: #013387; text-decoration: none;}
#footer a:hover { color: #333;}
#rightbar a { color: #013387;}


/* ------------- Begin Misc Class Styles ------------- */

.clear { clear: both;}
.righttop { margin: 15px 0 0 0; padding: 0; background: url(images/signup_top.gif) no-repeat top center; height: 11px;}
.rightbottom { margin: 0; padding: 0; background: url(images/signup_bottom.gif) no-repeat bottom center; height: 6px;}
* html .rightbottom { margin-top: -8px;}
.rightbottom2 { margin: 0; padding: 0; background: url(images/signup_bottom2.gif) no-repeat bottom center; height: 9px;}
* html .rightbottom2 { margin-top: -8px;}
input{ padding: 1px 2px;}
table, td, { padding: 0; margin: 0;}
tr { padding: 5px 0; margin: 0;}
* html input { padding: 0;}
* html tr { padding: 0;}

/* ------------- Begin Paragraph Class & ID Styles ------------- */

#toputility p { margin: 0; padding: 15px 0 0 175px; font-family: berduna, verdana, sans-serif;}
#content p { margin: 0; padding: 3px 0; line-height: 135%;}
#footertrust p { margin: 0; padding: 8px 0 0 200px; font-size: 15px;}
#rightbar p { font-size: 11px;}
.fastform {padding: 0 4px 4px 4px; margin: 0;}
.fastform1 {padding: 4px 4px; margin: 0; line-height: 135%;}
.secure {padding: 7px 5px; margin: 0; background: #e0e0e0;}
.testimony {padding: 3px 5px 7px 5px; margin: 0; background: #ecedf2; font-weight: bold;} 
.testimony1 {padding: 10px 5px; margin: 0;} 
.testimony2 {padding: 7px 5px; margin: 0; background: #ecedf2; font-weight: bold;} 

/* -------------- Begin Typography ------------- */

a { font-family: berduna, verdana, sans-serif;}
h1, h2, h3, h4 { font-family: futera light, arial, sans-serif;}
h2 { margin: 0 0 0 410px; padding: 0; font-size: 15px; color: #013387;}
h2.hp {padding-top: 27px;}
h3 { font-size: 15px; margin: 2px 0; padding: 0;}

#logo h1 {
	width: 200px;
	height: 1px;
	overflow: hidden;
	position: absolute;
	top: 24px;
	left: 170px;
	font-size: 20px;
}